What is a Hud Home?

A HUD home is a 1-to-4 unit residential property acquired by the Department of Housing and Urban Development (HUD) as a result or a foreclosure action on an Federal Housing Administration (FHA)-insured mortgage, HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim.

Who can buy HUD homes?

Almost anyone! If you have the cash or can qualify for a ban (subject to certain restrictions) you may buy a HUD Home. HUD Homes are initially offered to owner-occupant purchasers (people who are buying the home as their primary residence). Following the priority period for owner occupants, unsold properties are available to all buyers, including investors. 

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